TL;DR: In 2026, the “high risk index” continues to evolve as regulators, banks, and card networks reassess emerging threats and compliance obligations. Cannabis, firearms, nutraceuticals,
TL;DR Chargebacks, particularly the surge in “friendly fraud” (customers disputing legitimate purchases), are one of the fastest ways for a high risk eCommerce merchant to
TL;DR: As dispensaries continue modernizing their payment options in 2026, ACH, traditional crypto, and emerging stablecoin solutions are becoming key alternatives to cash. Discover which
TL;DR The Big Beautiful Bill introduces a federal CBD ban on intoxicating hemp products. This would significantly impact retailers, manufacturers, farmers, and payment processors. Although
TL;DR In 2025 digital-fraud losses reached unprecedented levels, making secure payment gateways vital. This article explores how the architecture of modern payment gateways and cutting-edge AI
TL;DR: This blog explores ACH vs Credit Card Processing. For businesses processing significant payment volume, especially in high risk or high ticket sectors, integrating ACH
TL;DR: Getting labeled with a “high risk business classification” isn’t the end of the road. It’s a call to refine your operations. Businesses are often
TL;DR Ammunition retailers face unique payment processing challenges like restricted banking options, compliance requirements, and higher fraud exposure. Traditional processors often reject or suspend these
TL;DR: Visa’s new Commercial Enhanced Data Program or (CEDP) replaces traditional Level 2 and Level 3 interchange standards starting in 2025. Businesses that submit verified,
TL;DR: Your risk profile doesn’t just determine whether you get a high risk merchant account — it shapes how well your business performs once you
