Are Payment Processing Challenges Slowing Down Your Sales?
Firearms Payment Processing Made Easy
Firearms Payment Processing Designed for Your Business
Stay on Target with Credit and Debit Card Payment Processing That Optimizes Your Operations.
Finding a reliable firearms payment processing account is essential to running business. If you are seeking reliable and affordable gun friendly credit card processor for your firearms website or retail location, BIG has your solution. Operating a firearms business is difficult enough without having to worry about paying unfair “high risk” firearms merchant services fees. Let alone waking up to find your FFL merchant account has been shut down!
Whether you sell guns, ammo, or parts we have stable and affordable firearms payment processing accounts available. At BIG we have proudly supported the firearms industry from the very start. Our close relationships with both FFL friendly acquiring banks and credit card processors offer the most competitive and stable firearms merchant accounts to accept credit cards. Unlike PayPal, Stripe, or Square you will never have to worry about delayed payouts, unfair shutdowns, or account freezes.
Whether you run a retail store, an online business, or both, BIG has the solution to keep your transactions flowing smoothly. From cutting edge security and fraud prevention to recurring billing BIG’s got your six.
TL;DR Firearms Payment Processing Explained
Firearms and ammunition are classified as high risk merchant accounts by banks and card networks.
Most mainstream payment processors prohibit firearms transactions entirely.
BIG works directly with acquiring banks that support licensed firearms businesses.
We provide true merchant accounts, not payment aggregators.
Solutions are available for retail, ecommerce, mobile, and shooting ranges.
Our approach is designed to reduce shutdowns, reserves, and frozen funds.
If you sell firearms or related products, your payment processor must understand your industry and be willing to support it properly.
Why Firearms Payment Processing Is Considered High Risk
Firearms payment processing is not considered high risk because it is illegal. It is considered high risk because it is regulated, monitored, and politically sensitive. Banks and card networks apply enhanced scrutiny to any business involved in firearms or ammunition sales.
From an underwriting perspective, firearms merchants are evaluated on licensing compliance, fulfillment practices, transaction values, dispute risk, and public perception. Even fully compliant businesses are often declined by processors that lack the expertise or appetite to manage this category.
Many firearms merchants run into trouble when they are boarded incorrectly through low risk payment platforms. These platforms often approve accounts quickly, only to shut them down once firearm related activity is detected. BIG avoids this by placing merchants with banks that explicitly allow firearms related transactions from the start.
Firearms Merchant Account Solutions
BIG offers payment processing solutions designed specifically for firearms businesses. These accounts are structured properly at onboarding to support your business as it grows.
Retail and Brick and Mortar Firearms Stores
Firearms retailers require stable in person payment acceptance that complies with card network and bank requirements. We provide EMV compliant terminals, secure debit and credit card processing, and point of sale integrations that support firearms inventory and transaction flows.
Firearms Ecommerce Payment Processing
Selling firearms, ammunition, or accessories online requires careful structuring. BIG supports compliant ecommerce payment gateways, secure checkout flows, fraud prevention tools, and underwriting aligned with firearms friendly acquiring banks. This allows merchants to scale online sales without constant fear of shutdowns.
Mobile and Off Site Payments
For gun shows, events, or remote sales, BIG offers mobile terminals and virtual payment solutions that remain compliant outside of traditional retail environments. These solutions are structured to match the merchant’s approved use case and licensing.
Shooting Ranges and Training Facilities
Shooting ranges and firearms training centers often operate mixed business models. BIG helps structure accounts that support range fees, memberships, training services, and permitted recurring billing where applicable.
Why Choose BIG for Your Firearms Payment Processing?
Most firearms merchants come to BIG after experiencing instability with other processors. The issue is rarely pricing. It is almost always account structure.
BIG is a service first company. We do not believe in trapping merchants in contracts. We believe in retaining clients through transparent pricing, strong bank relationships, and proactive support.
What sets us apart includes direct access to firearms friendly acquiring banks, proper underwriting from day one, reduced risk of sudden account termination, clear pricing with no hidden fees, and hands on onboarding and compliance guidance.
Our goal is to ensure your payment infrastructure supports your business instead of becoming its biggest risk.
- Experience You Can Trust: We have a long history of serving the firearms industry, building strong relationships with FFL-friendly acquiring banks and processors. This translates into stable and competitive rates for your business.
- No More Account Freezes: Unlike services like PayPal, Stripe, or Square, you won’t have to worry about unexpected shutdowns or limitations on your account. BIG provides reliable and transparent processing solutions.
- Streamlined Application Process: Getting approved for a high-risk merchant account doesn’t have to be a hassle. Our streamlined application process and experienced team make it easy to get started.
- Seamless Integration: Our services integrate seamlessly with popular eCommerce platforms and point-of-sale systems, ensuring a smooth checkout experience for your customers.
- Competitive Rates & Transparency: We offer competitive processing rates with no hidden fees, so you can focus on running your business.
- Dedicated Support: You’ll have a dedicated account representative to answer your questions and guide you through the entire process.
BIG Supports All Your Firearms Payment Processing Needs:
Retail FFL Merchant Accounts:
Accept credit cards securely in person with our solutions that integrate seamlessly with your existing point-of-sale system or provide you with cutting-edge credit card terminals and mobile processing options. This caters to a wide range of businesses, including gun stores, concealed carry training centers, gun ranges, and more.
On-The-Go Processing:
Many FFL holders participate in gun shows and other events. BIG offers mobile payment processing solutions so you can accept credit cards on the go, whether you prefer a wireless terminal, mobile device processing, or a virtual terminal solution.
eCommerce FFL Merchant Services:
Run your online firearms or ammunition business with confidence. We work with multiple gateways and shopping cart solutions to ensure a smooth integration process. Our customer vault feature allows returning customers to make one-click purchases, and recurring billing simplifies subscription management. Additionally, BIG offers advanced fraud protection to keep your business secure.
Additional Features:
- Chargeback Prevention: We offer optional programs to help minimize chargebacks, a common concern for online firearm sales.
- Secure gateway with simple plugins for online and POS integration
- Recurring Billing: Simplify subscription management with our automated recurring billing feature.
- Business Loans: Gun-friendly business loans and merchant cash advances.
- ACH payment processing
- Support for B2B firearms suppliers
- Dedicated account representatives for personalized support
- Customer Vault: Streamline customer checkout with our secure customer vault, allowing returning customers to make one-click purchases.
- Advanced Fraud Protection: Protect your business with our robust fraud detection and prevention suite.
Firearms Businesses Supported by BIG:
We work with a wide range of firearms related merchants including licensed FFL dealers, firearms manufacturers, online firearms and ammunition sellers, accessory and parts retailers, shooting ranges, and firearms instructors and training providers.
If your business touches firearms in any capacity, we understand the nuances involved in processing payments compliantly.
- Shooting ranges
- Gunsmithing
- Firearms training courses
- eCommerce firearm retailers
- Brick-and-mortar firearm retailers
- Mobile or off-site firearm retailers
- And More..
Stop Missing Sales – Get Started Today!
Don’t let unreliable or expensive credit card processing hold your business back. BIG offers competitive rates, exceptional service, and a deep understanding of the firearms industry. Our transparent and reliable solutions will help you maximize your sales potential.