BankCard International Group
Service · Emerging Merchant Accounts

An account that stays open.

Payment processing for travel, supplements, firearms, subscriptions, and the other categories most processors are not set up for. Real rates, terms in writing, and a bank that knew your industry before it approved you.

0
Years in payments
0+
Bank partnerships
0hr
Average approval time
24/7
Merchant support

The label is about the bank's model, not about you.

A bank sorts businesses by category, by average sale size, by dispute history, and by how the payment gets taken. Land outside the middle of that model and you get a label, whatever your books look like. Travel agencies get it. Supplement brands get it. Firearms retailers and subscription companies get it. Since 2008 we have built the bank relationships and the industry knowledge to place those accounts with a sponsor that already understands the category, which is the difference between an account that opens and an account that stays open.

What it takes to keep the account open

Dispute monitoring, more than one bank standing behind you, money reaching your account on a published schedule, and a reserve we work down over time.

Disputes, Watched

You get an alert the moment a dispute is filed, and we build your evidence and file the response. Keeping your dispute rate down is what keeps the account in good standing.

Alerts as they happen
We build your evidence
Rate kept in range

More Than One Bank

A network of US and overseas banks stands behind your account. If one changes its appetite for your category, you are not starting over.

US and overseas banks
More than one sponsor
No single point of failure

Money on a Schedule

Funds reach your account on a published schedule after the day's sales close out, and your rep confirms that schedule for your account in writing.

Days, not weeks
A published schedule
Confirmed in writing

A Reserve That Shrinks

Where the bank requires a reserve, we negotiate the smallest one and the shortest hold, then work to bring it down as your history builds.

Smallest the bank will take
Shortest hold
Reviewed as history builds

Why emerging merchants stay with BIG.

01

More than one door

Since 2008 we have built relationships with 20+ banks, in the US and overseas. When one is not the right home for your category, there is another, and we know which one before we submit.

02

Your industry, specifically

Travel, supplements, firearms, online gaming, CBD, subscriptions. Each has its own approval shape and its own bank that likes it. We place against that instead of sending the same file everywhere.

03

Rates and reserves, in writing

Your rate reflects your actual profile, not a markup for the label. Your reserve is the smallest the bank will take. Both go to you in writing before you sign, and if anything moves upstream you hear it from us before you see it on a statement.

Reviews on Google

Real 5-star reviews on Google. No edits, no incentives — just what merchants say when we’re not in the room.

Service & Platform · Highly Recommend

Highly recommend—professional, kind, easy to work with.

I'm very happy and satisfied with the service and platform. I've always had someone I can reach out to directly whenever I have questions, and they're always quick to help and follow up. On top of that, they regularly check in just to see how things are going, which I really appreciate. Their pricing is fair, and overall, they're incredibly professional, kind, and easy to work with. Highly recommend!

Ali FakhriAli Fakhri
30+ Years In Business

By far the best processing company I have dealt with.

In my 30+ years of business by far the best processing company I have dealt with. Very professional and everyone is extremely friendly and knowledgeable.

Darrel HundleyDarrel Hundley
Cannabis Dispensary · PIN Debit

A great help to our canna business.

We have been using Bankcard PIN Debit system for 1 year now and it has been a great help to our canna business. Not only by significantly reducing the amount of cash handling but also by boosting our ADS, and on top of this they have a fast responding help team. Thanks Shane and team.

Sparket CrewSparket Crew
Onboarding · Tech Support

Quick response when I had an issue.

Decent onboarding, quick response from their IT guy when I had an issue as well!

Michael David HarrellMichael David Harrell
Long-term Relationship

They always find ways to make it work.

Sometimes there were challenges, the company found ways to always make it work! It is a pleasure to work with them!

Joseph HydeJoseph Hyde
E-commerce · Onboarding

They made a confusing process very easy.

They made a confusing process very easy and streamlined!

Stephen HortonStephen Horton
Service & Platform · Highly Recommend

Highly recommend—professional, kind, easy to work with.

I'm very happy and satisfied with the service and platform. I've always had someone I can reach out to directly whenever I have questions, and they're always quick to help and follow up. On top of that, they regularly check in just to see how things are going, which I really appreciate. Their pricing is fair, and overall, they're incredibly professional, kind, and easy to work with. Highly recommend!

Ali FakhriAli Fakhri
30+ Years In Business

By far the best processing company I have dealt with.

In my 30+ years of business by far the best processing company I have dealt with. Very professional and everyone is extremely friendly and knowledgeable.

Darrel HundleyDarrel Hundley
Cannabis Dispensary · PIN Debit

A great help to our canna business.

We have been using Bankcard PIN Debit system for 1 year now and it has been a great help to our canna business. Not only by significantly reducing the amount of cash handling but also by boosting our ADS, and on top of this they have a fast responding help team. Thanks Shane and team.

Sparket CrewSparket Crew
Onboarding · Tech Support

Quick response when I had an issue.

Decent onboarding, quick response from their IT guy when I had an issue as well!

Michael David HarrellMichael David Harrell
Long-term Relationship

They always find ways to make it work.

Sometimes there were challenges, the company found ways to always make it work! It is a pleasure to work with them!

Joseph HydeJoseph Hyde
E-commerce · Onboarding

They made a confusing process very easy.

They made a confusing process very easy and streamlined!

Stephen HortonStephen Horton
Service & Platform · Highly Recommend

Highly recommend—professional, kind, easy to work with.

I'm very happy and satisfied with the service and platform. I've always had someone I can reach out to directly whenever I have questions, and they're always quick to help and follow up. On top of that, they regularly check in just to see how things are going, which I really appreciate. Their pricing is fair, and overall, they're incredibly professional, kind, and easy to work with. Highly recommend!

Ali FakhriAli Fakhri
30+ Years In Business

By far the best processing company I have dealt with.

In my 30+ years of business by far the best processing company I have dealt with. Very professional and everyone is extremely friendly and knowledgeable.

Darrel HundleyDarrel Hundley
Cannabis Dispensary · PIN Debit

A great help to our canna business.

We have been using Bankcard PIN Debit system for 1 year now and it has been a great help to our canna business. Not only by significantly reducing the amount of cash handling but also by boosting our ADS, and on top of this they have a fast responding help team. Thanks Shane and team.

Sparket CrewSparket Crew
Onboarding · Tech Support

Quick response when I had an issue.

Decent onboarding, quick response from their IT guy when I had an issue as well!

Michael David HarrellMichael David Harrell
Long-term Relationship

They always find ways to make it work.

Sometimes there were challenges, the company found ways to always make it work! It is a pleasure to work with them!

Joseph HydeJoseph Hyde
E-commerce · Onboarding

They made a confusing process very easy.

They made a confusing process very easy and streamlined!

Stephen HortonStephen Horton

The questions worth answering up front.

Ready when you are.