One platform to pay vendors, partners, and 1099s.
ACH, wire, stablecoin, and cross-border — batch or one-off, scheduled or instant. Approvals, audit trail, and ledger entries handled automatically.

Everything Payouts needs to ship — in the box.
Every payout rail in one workflow
Domestic ACH, wire, stablecoin, and cross-border FX from a single approval queue. Pick a rail per payment or set per-vendor defaults.
Multi-signature approvals
Configure approval tiers by amount, by entity, or by vendor risk score. Full audit log + reversal window on every batch.
Auto 1099 reporting
Every contractor and vendor payout is rolled into year-end 1099-NEC / 1099-K reporting automatically. E-file with the IRS in one click.
Stablecoin payouts at scale
Move millions in USDC to vendors or partners on Polygon/Base/Solana. Sponsored-gas for recipients, OFAC screening built in.
Cross-border, same day
FX-managed wires around the world, with recipient-side compliance handled by our banking partners.
ERP-native ledger writes
Every payout entry pushed back into NetSuite, QuickBooks, or your custom GL with full traceability — no manual reconciliation.
Pay out across every rail, from one queue.
ACH, wire, stablecoin, FX — surfaced in the screens your ops team works from end-of-week to end-of-month.
ACH outflow, batched + audited.
Vendor and 1099 payouts batched, approved through your sig-chain, and pushed to ACH on the same day. Full audit trail per item, exportable for the next audit.
- 10k items per batch
- Multi-sig approval
- Audit log per recipient

Stablecoin payouts at scale.
Move millions in USDC to vendors or affiliates on Polygon / Base / Solana. Sponsored gas for recipients, OFAC-screened wallets, and faster settlement than wires.
- USDC + USDT
- Sponsored-gas option
- OFAC pre-screen

Receipts that match your books.
Every payout entry written back to your ledger and reconciled to the underlying transactions. No more manual matching of bank statements to your GL.
- GL write-back
- Bank-statement match
- 1099 + W-9 archive

# Send a batch ACH payout
curl https://api.bighqs.com/v1/payouts \
-H "Authorization: Bearer $BIG_API_KEY" \
-d rail=ach \
-d batch_id=batch_2026_w19 \
-d items='[{"vendor_id":"v_abc123","amount":4250.00}]'
# → returns batch_id + per-item status webhooksConnects to the tools you already run.
The technical questions worth answering up front.
Two weeks from sandbox to first transaction.
API keys in 24 hours. Reference implementations for the three most common integration shapes. Named integration engineer in your Slack.
