BankCard International Group
Industry · MLM & Direct Marketing

MLM merchant services — built for how your business actually works.

BIG has decades of experience in emerging payment processing, especially within the MLM industry. Domestic and international banking relationships to support your associates, product sales, and events.

0+
Years of MLM expertise
Global
Domestic + international banking
0 days
Average approval time
24/7
Associate-network support

Stable payment processing for MLM and direct sales.

We set up MLM and direct sales companies on merchant accounts with domestic and international banking relationships that support the model — recurring billing, associate payouts, product orders, and events. Your account is underwritten on your actual business, with transparent pricing and support from people who know how direct sales works.

Why choose BIG for MLM merchant services

Tailored to the unique structure of multilevel marketing and direct sales — recurring billing, payouts, and global banking under one roof.

Recurring Billing for Associates

Handle recurring billing for associate memberships, autoship programs, and subscription product deliveries — reliably and at scale.

Autoship ready
Tokenized vault
Card updater

Multi-Level Commission Structures

Our solutions are built to accommodate the complex payment flows of multilevel marketing — including associate payouts and downline management.

Downline routing
Payout automation
Multi-tier splits

Domestic & International Banking

BIG's extensive network of domestic and international banking relationships ensures we can support your business no matter where your associates operate.

US + EU + APAC banks
Multi-currency
FX handled

Chargeback Protection

MLM businesses historically carry chargeback risk. BIG implements monitoring and prevention tools to keep your ratios in check and your account in good standing.

Ethoca / Verifi
Below-threshold targeting
Direct support

Why MLM operators stay with BIG.

01

Underwritten on your actual business

We evaluate each MLM business on its real risk profile — product mix, refund policy, chargeback history, and compliance posture — rather than declining on the category alone. The result is stable accounts that hold up over time.

02

Support that knows direct sales

We treat your MLM business as a priority, not a risk. Dedicated support from people who understand your industry — not a generic helpdesk that doesn't know what autoship is.

03

Global by default

BIG's extensive domestic and international banking relationships keep your associates and customers paying regardless of where they operate, with multi-currency support and FX handled cleanly.

Reviews on Google

Real 5-star reviews on Google. No edits, no incentives — just what merchants say when we’re not in the room.

Service & Platform · Highly Recommend

Highly recommend—professional, kind, easy to work with.

I'm very happy and satisfied with the service and platform. I've always had someone I can reach out to directly whenever I have questions, and they're always quick to help and follow up. On top of that, they regularly check in just to see how things are going, which I really appreciate. Their pricing is fair, and overall, they're incredibly professional, kind, and easy to work with. Highly recommend!

Ali FakhriAli Fakhri
30+ Years In Business

By far the best processing company I have dealt with.

In my 30+ years of business by far the best processing company I have dealt with. Very professional and everyone is extremely friendly and knowledgeable.

Darrel HundleyDarrel Hundley
Cannabis Dispensary · PIN Debit

A great help to our canna business.

We have been using Bankcard PIN Debit system for 1 year now and it has been a great help to our canna business. Not only by significantly reducing the amount of cash handling but also by boosting our ADS, and on top of this they have a fast responding help team. Thanks Shane and team.

Sparket CrewSparket Crew
Onboarding · Tech Support

Quick response when I had an issue.

Decent onboarding, quick response from their IT guy when I had an issue as well!

Michael David HarrellMichael David Harrell
Long-term Relationship

They always find ways to make it work.

Sometimes there were challenges, the company found ways to always make it work! It is a pleasure to work with them!

Joseph HydeJoseph Hyde
E-commerce · Onboarding

They made a confusing process very easy.

They made a confusing process very easy and streamlined!

Stephen HortonStephen Horton
Service & Platform · Highly Recommend

Highly recommend—professional, kind, easy to work with.

I'm very happy and satisfied with the service and platform. I've always had someone I can reach out to directly whenever I have questions, and they're always quick to help and follow up. On top of that, they regularly check in just to see how things are going, which I really appreciate. Their pricing is fair, and overall, they're incredibly professional, kind, and easy to work with. Highly recommend!

Ali FakhriAli Fakhri
30+ Years In Business

By far the best processing company I have dealt with.

In my 30+ years of business by far the best processing company I have dealt with. Very professional and everyone is extremely friendly and knowledgeable.

Darrel HundleyDarrel Hundley
Cannabis Dispensary · PIN Debit

A great help to our canna business.

We have been using Bankcard PIN Debit system for 1 year now and it has been a great help to our canna business. Not only by significantly reducing the amount of cash handling but also by boosting our ADS, and on top of this they have a fast responding help team. Thanks Shane and team.

Sparket CrewSparket Crew
Onboarding · Tech Support

Quick response when I had an issue.

Decent onboarding, quick response from their IT guy when I had an issue as well!

Michael David HarrellMichael David Harrell
Long-term Relationship

They always find ways to make it work.

Sometimes there were challenges, the company found ways to always make it work! It is a pleasure to work with them!

Joseph HydeJoseph Hyde
E-commerce · Onboarding

They made a confusing process very easy.

They made a confusing process very easy and streamlined!

Stephen HortonStephen Horton
Service & Platform · Highly Recommend

Highly recommend—professional, kind, easy to work with.

I'm very happy and satisfied with the service and platform. I've always had someone I can reach out to directly whenever I have questions, and they're always quick to help and follow up. On top of that, they regularly check in just to see how things are going, which I really appreciate. Their pricing is fair, and overall, they're incredibly professional, kind, and easy to work with. Highly recommend!

Ali FakhriAli Fakhri
30+ Years In Business

By far the best processing company I have dealt with.

In my 30+ years of business by far the best processing company I have dealt with. Very professional and everyone is extremely friendly and knowledgeable.

Darrel HundleyDarrel Hundley
Cannabis Dispensary · PIN Debit

A great help to our canna business.

We have been using Bankcard PIN Debit system for 1 year now and it has been a great help to our canna business. Not only by significantly reducing the amount of cash handling but also by boosting our ADS, and on top of this they have a fast responding help team. Thanks Shane and team.

Sparket CrewSparket Crew
Onboarding · Tech Support

Quick response when I had an issue.

Decent onboarding, quick response from their IT guy when I had an issue as well!

Michael David HarrellMichael David Harrell
Long-term Relationship

They always find ways to make it work.

Sometimes there were challenges, the company found ways to always make it work! It is a pleasure to work with them!

Joseph HydeJoseph Hyde
E-commerce · Onboarding

They made a confusing process very easy.

They made a confusing process very easy and streamlined!

Stephen HortonStephen Horton

The questions worth answering up front.